Employer's Blanket E&O Insurance

Employer's Blanket E&O Insurance for Notaries

As a notary public, it is important for you to have employer’s blanket E&O insurance to protect yourself and your business. Notary Bonding makes it easier than ever before to get the coverage you need right from our Website. Just select your state from the list for terms, conditions, and rates. Our programs aren’t just affordable; they come from an A+-Rated “Superior” carrier (RLI Surety), so you can rest easy knowing you are getting the protection you need.

States with an asterisk (*) signifies that we do not offer Employers Blanket E&O Insurance coverage for that state. 

Why You Need Blanket Errors & Ommissions Insurance

Lawsuits against notaries are becoming more common each and every day. With employer’s blanket E&O insurance, you are able to protect all of the notaries at your business from any claims if your client holds them responsible for errors. 

Due to the exclusive acts of the notary, most company’s commercial general liability policies do not cover these types of lawsuits. That is why you must have E&O and surety bond insurance to make sure no potential errors or simple mistakes destroy everything you’ve built for your business throughout the years.

Contact us to learn all about the different benefits of getting your insurance through us, including:

  • No deductible.
  • Covers defense costs.
  • Protects against E&O.
  • Various limits of insurance available at nominal premiums.
  • Additional notaries covered automatically under blanket policy and employers covered under blanket policy at no additional charge.

Example: If you own a business in the State of Washington and have a group of 5 employed notaries it will cost $15.00 per notary annually for a $25,000 employer's blanket E&O policy. A grand total annual premium of $75.00 or just $6.25 per month.

Actual Case: It wasn't the notary’s fault, but it cost him $11,500.00 anyway. It was a routine transaction, and there was no way the notary could have known the signatures were forgeries. But they were. And, in the eyes of the court, the notary was at fault. This time the penalty was $8,000.00 in damages and $3,500.00 in court costs. Unfair? Sure. But, for a notary public in a litigious society like ours, it's just part of the territory.

Fortunately, we've got the territory covered. No one can say whether you’ll ever be faced with a situation like the one just described but you can protect yourself with errors & omissions coverage. But, as a notary you are vulnerable. And, with major judgments against notaries now reaching tens of thousands of dollars, it’s important to have someone in your corner should you find yourself faced with a lawsuit.